Sunday, March 24, 2013

"But I, being poor, have only my dreams"

Brilliant clip from a way under seen film "Equillibrium":

Very beautiful.

I mentioned to a friend of mine no one would be short going into Sunday night and I was right.

As away as I have been it's clear most if not all of my heroes are falling into the trap of making money versus doing whats right. Glad, so glad I have walked away.

If the S&P 500 was at 3000 but they were burning bodies for fuel, money types would laud the efficiency and look at margins for companies.

All this with the backstop of a Federal Reserve as a savior. Be honest, it's nothing you are doing, just a helping hand that you all accept. Index funds are keeping pace or better. No one needs a stock guy in a bull market.

I could never on this blog get people in the wider sphere to get past returns and money. Too bad. I thought doing whats right and integrity were paramount.

Wow. Just wow.


GawainsGhost said...

"Soylent green is made of people!"

That said, you're right. It doesn't benefit me in any way to lie to or deceive a client or buyer just to make a commission. Word gets around, and pretty soon you have no clients or buyers. And then you have no money.

The only way to do business is straight up. The old addage for our company was "On the Square." The new addage is "Everything We Touch Turns to Sold." Both of which are true.

Everyone dreams of being rich, but most or some think that the way to get rich is by ripping people off. They do not succeed at business.

That is not the way to do it. You come up with an idea, an invention, start a company, hire good people, pay them well, and do business honestly. That's the way most millionaires do it.

But these con artists are a joke. And they're broke.

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That deal fell apart. The lender denied financing the day before closing.

It went back on the market and immediately went under contract. That deal fell apart too. The lender denied financing the day before closing.

Third time is the charm, or so they say. It went back on the market and immediately went under contract. Then that deal fell apart. The lender denied financing the day before closing.

Now it's back on the market. This house has been on the market and under contract three times, and each time financing was denied at the last minute. Why qualify someone for a loan if you're just going to deny it before closing?

Does that make any sense?

All I know is that I have to spend money to maintain my license. I have to spend money for dues and access to MLS. I have to spend money for access to Land Title and Carson Maps. I have to spend time, money and gas just to find this house. And I have to check this house once a week, and that also costs time, money and gas. I have to pay money for advertising.

This house has been under contract three times. It's now back on the market. And I haven't gotten paid.

I refuse to believe the problem was with the buyers. They were pre-qualified. The problem was with the banks. This is a finance problem.

It costs me over $1200 a year for dues and MLS access. It costs me over $1700 a year for access to search Land Title and Carson Maps. It costs me several thousands of dollars to find, market and advertise a house. And for what?

So the bank can deny financing on a loan it pre-approved at the last minute?

There is a reason why 80% of realtors quit in the first two years. This economy, this banking system, is insufferable.

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